Expert Insurance Services for Life & Business
Explore our range of services designed to help you move forward with confidence, wherever you're headed next.
At KMK Insurance Agency, we offer a comprehensive portfolio of insurance products tailored to protect what matters most to you. Our experienced agents work with you to understand your priorities and match you with the right coverage at competitive rates.
Personal Insurance
Auto: Liability, collision, comprehensive, and optional coverages like roadside, GAP and rental reimbursement. Personalized discounts for safe drivers, good students and multi-policy bundling.
Homeowners & Renters: Your home insurance should protect more than the building. KMK Insurance Agency helps homeowners review dwelling coverage, personal property, liability, loss of use, deductibles, discounts, and replacement cost options. Protection for your dwelling, personal property and liability. Optional add-ons for valuable items, identity theft, underground service line, equipment breakdown and water backup.
Umbrella: Extra liability coverage to safeguard assets and future earnings beyond standard policy limits.
Life & Heath: Term and permanent life options, plus Medicare supplement to secure financial stability for your loved ones.
Business Insurance
Commercial Property: Coverage for buildings, contents, and business interruption to keep operations running after a loss.
General Liability: Protection against third-party bodily injury and property damage claims.
Workers’ Compensation: Statutory coverage for employee injuries to meet legal obligations and support workforce recovery.
Commercial Auto & Fleet: Coverage for company vehicles, drivers, and liability exposures.
Professional Liability (Errors & Omissions): Protection for service professionals against claims of negligence or mistakes.
Cyber Liability: Financial protection and response resources for data breaches and cyber incidents.
Specialty Coverages
Flood: Supplemental protection where standard policies fall short.
Rentals: Coverage non-owner occupied dwellings.
Bonds & Surety: Guarantees for contract performance and regulatory compliance.
Why choose KMK Insurance Agency?
Personalized guidance from licensed agents.
Customized policies built around your unique needs.
Access to multiple carriers for competitive pricing.
Claims support and advocacy when you need it most.
Regular policy reviews to adapt coverage as your life or business evolves.
Get started contact KMK Insurance Agency to discuss your needs and receive a tailored quote.
Our goal is simple: provide clear, dependable insurance solutions so you can move forward with confidence.
Vehicle Insurance
Discover car insurance that fits the way you want to live. We’re here to protect the car you love. And if you have a motorcycle, snowmobile, RV or ATV, we can cover that, too.
While you’re out there riding the wind and chasing sunsets, the last thing you want to worry about is insurance. That’s why we’ve revved up our motorcycle coverage and revamped our motorcycle insurance prices, too.
Antique & Classic Car Insurance
Whether your passion is for restoring antique autos or showing your classic car at the local cruise-in, you’ll need insurance coverage. Antique, classic and special interest autos can be added to an Erie Insurance auto policy.
Camping is a great way to connect with nature and the wonderful friends and family in your life. Erie Insurance can help ensure the camping fun continues by protecting the investment you’ve made in your RV.
Whether you’re a powerboater or a sailor, you’ll want to make sure your boat is covered from bow to stern. Insurance can help keep your investment safe.
Life can be more fun when you own toys for recreation and sport, but always play it safe by having proper insurance coverage. Many types of miscellaneous vehicles can be added to an Erie Insurance auto policy.
Property Insurance
Your home - it's your favorite place to lie down at night and rise to the sun in the morning. Find out how we can help you protect it.
You finally have your own place. You know where the nearest coffee shop is, which pizza place to order from and who lives close by. But what about protecting all your stuff in your new space? ERIE can help.
Insurance coverage for a condominium is similar to a home insurance policy, but with a few extras to help protect the unique features of your residence.
When something unexpected happens—a fire or tornado, for instance—mobile home insurance can help cover the losses. Erie Insurance offers coverage for mobile, manufactured, double-wide and modular homes.
Business Insurance
You've worked hard to build and grow your business. We can help you help keep it safe. Explore our most common coverage options for protecting your business and employees.
Your business deserves great protection from a company you can trust. Browse our custom solutions crafted from years of experience protecting businesses like yours.
Life & Other
Protect your loved ones from financial hardship with our selection of life insurance products. Select from a variety of products that offer different coverage terms and benefits.
Term life insurance can be a cost-effective way to cover expenses like debt, college costs or even replace a wage earner’s income, so your loved ones will not be financially burdened.
As things in life change, the type of life insurance you need can change too. While term life insurance covers you for a specific period of time, whole life is designed to protect you for your entire life. You may want to consider whole life if you own your home or are thinking about retirement.
Getting the life insurance you want doesn’t have to be a lengthy or complicated process. ERIExpress Life from Erie Insurance makes getting the coverage you need easy, and more affordable than you might think.
A Medicare Supplement insurance plan can help you pay for medical costs that may not be covered by Medicare. Erie Family Life[1] and our insurance agents will work with you to help you select the best supplement insurance for your needs and budget.
Whatever retirement holds for you, your Erie Insurance agent can help pave the way. Planning for retirement is complicated, so we’re here to make it a bit easier.
A long-term care accelerated death benefit rider is a Whole Life enhancement that provides valuable coverage that may cost less than you think. This rider is easy to purchase as part of a life insurance policy from Erie Family Life Insurance Company.
commercial insurance
KMK Insurance Agency’s commercial lines of insurance provide comprehensive protection tailored to businesses of all sizes, offering policies that include general liability, commercial property, business interruption, commercial auto, professional liability (errors and omissions), cyber liability, and workers’ compensation. Our experienced agents assess each client’s unique risk profile to craft customized packages that safeguard assets, minimize financial exposure, and ensure regulatory compliance. We work with a broad panel of carriers to secure competitive premiums and provide responsive claims support, risk management advice, and policy reviews to adapt coverage as your business grows or faces new challenges.
Whether you operate a small startup, a growing midsize company, or an established enterprise, KMK Insurance delivers pragmatic solutions designed to keep your operations running smoothly and confidently.
KMK Insurance Agency provides the following types of business insurance protection:
Builders' Risk Insurance
Business Interruption Insurance
Business Owners Package Insurance
Commercial Auto Insurance
Commercial Property Insurance
Commercial Umbrella Insurance
Contractor's General Liability Insurance
Directors and Officers Liability Insurance
Employment Practices Liability Insurance (EPLI)
Garage Insurance
General Liability Insurance
Hotel & Motel Hospitality Insurance
Key Person / Employee Insurance
Liquor Liability Insurance
Product Liability Insurance
Professional Liability (Errors & Omissions) Insurance
Restaurant & Bar Insurance
Special Event Insurance
Surety Bonds
Wholesalers & Distributors Insurance
Workers' Compensation Insurance
