Serving Cumberland Since 1963
Three generations. One commitment to local service.
Founded in 1963.
Third-Generation Family Agency.
Independent & Locally Operated.
More Than 60 Years Later, Some Things Haven't Changed.
We still believe in answering the phone.
We still believe in explaining coverage clearly.
We still believe relationships matter.
And we still believe your insurance should fit your life—not the other way around.
At KMK Insurance Agency, we believe insurance should be straightforward, personal, and built around your life—not the other way around. That’s why we take the time to understand your needs and match you with coverage that truly protects what matters most.
Proudly based in Cumberland, Maryland, we serve individuals, families, and businesses across Maryland, Pennsylvania, West Virginia, and Virginia with customized auto, home, business, and life insurance solutions.
For over 60 years, KMK Insurance Agency has been a trusted, family-owned business—now in its third generation. Our long-standing commitment to the community means you’re not just another policy number—you’re a neighbor we’re here to protect.
As an independent insurance agency, KMK isn't limited to one insurance company. We work with multiple carriers, giving our team the ability to compare available coverage and pricing and help you find options that fit your needs.
Whether you’re protecting your home, your vehicle, your business, or your family’s future, our team is here to guide you every step of the way.
Let’s find the right coverage for you.
Meet the People Behind KMK
Insurance is personal, and so is our approach. Our team lives and works in the communities we serve and is here to help when you need real answers.
Ready to Talk About Your Insurance?
Whether you're looking for a new policy or simply want a second opinion on your current coverage, our local team is here to help.