Protect What Matters Most with KMK Insurance Agency

All about teenSMART

teenSMART® is a computer-based program that includes video learning segments, realistic driving simulations and parent-teen in-car driving activities. After completing this self-paced, four-hour training, your teen will learn to anticipate dangerous situations and increase awareness of the unexpected and may be eligible for up to a 20% discount on auto insurance.1 

Safe Driving Performance

ADEPT Driver® focuses on improving driver behavior and reducing the risk of collision using advanced behavioral science, research and proven testing. According to ADEPT,2 teens that complete teenSMART: 

• lower their chance of a collision by an average of 28%, 

• have 51% fewer bodily injury claims than teens who don’t complete the program,

• reduce their chances of receiving a traffic citation by up to 67% one year after training. 

Here are some things you need to get started:

• A driver's license or permit3 for the teen driver

• A parent or licensed driver 25 or older to help complete the parent–teen and in–car exercises

• A PC, Mac, Chromebook or iPad that meets the minimum specifications

• Internet connection

• Approximately four hours of computer time, plus time for parent-teen and in–car exercises. Online training is offered in 20–minute modules 

Bonus: Get Rewarded for Safe Driving

ERIE also offers the YourTurn® program for drivers of all ages. You and your family can earn rewards while improving your driving habits all easily done through an app on your smartphone.4  The best part? Parents can enroll and earn rewards, too, making it a fun, family-friendly competition while you improve driving habits together. Contact your Agent today to enroll.

Enrolling is easy

ADEPT Driver ®, in conjunction with Erie Insurance, is pleased to offer the teenSMART® program for $69.95, a savings of $50.00 off the retail price. Reach out to us today! 301-724-1013

1. The teenSMART program is offered and managed by ADEPT. Only Customers ages 16 through 20 years old who successfully complete the teenSMART program are eligible for the possible discount of up to 20% on their ERIE auto policy. Discount subject to eligibility criteria and rates and rules in effect at the time of purchase. Not available in all states.

2. TeenSMART Crash and Violation Analysis Results, Feb. 12, 2020, prepared for ADEPT Driver by Dunlap and Associates, Inc., Stamford, CT.

3. Discount does not apply until fully licensed and added to the policy.

   ↩

4. YourTurn® Program is not available in all states. Not available in KY, DC, NY, NC. Rewards vary by State, Age and driving behavior and range from $2.5- $15 every two weeks based on driving 50 tracked miles and the participating driver’s score during the scoring period. Must drive a minimum of 50 tracked miles during each two-week reward period. Standard text messaging rates apply. Must have a compatible smartphone device with a data plan subscription and GPS capabilities with such device used exclusively by the participating driver.