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Maryland Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Cumberland and All of Maryland, Pennsylvania, West Virginia, and Virginia

Located in Cumberland, Maryland, KMK Insurance Agency has been serving families and businesses for over 50 years. We are a family-owned business currently in our third generation. As an independent insurance agency, KMK represents a carefully selected group of reputable insurance companies providing clients with a personal yet professional service.

Contact us today to find out how we can help you get the best rates for auto/car insurance, homeowners insurance, business/commercial insurance and more!

Auto Insurance

Auto Insurance

Homeowners Insurance

Home Insurance

Business Insurance

Business Insurance

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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David Kreiling

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Recent News & Updates

4 Reasons to Purchase Business Interruption Insurance

Posted: December 4, 2025

The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production.  Property insurance pays to repair buildings and equipment; BI covers...

A Guide to Winterizing Your Home

Posted: December 2, 2025

Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...

ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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