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Maryland Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Cumberland and All of Maryland, Pennsylvania, West Virginia, and Virginia

Located in Cumberland, Maryland, KMK Insurance Agency has been serving families and businesses for over 50 years. We are a family-owned business currently in our third generation. As an independent insurance agency, KMK represents a carefully selected group of reputable insurance companies providing clients with a personal yet professional service.

Contact us today to find out how we can help you get the best rates for auto/car insurance, homeowners insurance, business/commercial insurance and more!

Auto Insurance

Auto Insurance

Homeowners Insurance

Home Insurance

Business Insurance

Business Insurance

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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David Kreiling

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Recent News & Updates

Preventing a Home Insurance Claim from Getting Denied

Posted: November 16, 2025

Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners are surprised to learn their claims are denied for reasons that are often preventable. Knowing how to avoid the pitfalls can help ensure your homeowners' policy works for you when you need it most. Common Reasons for Claim Denials After...

5 Holiday Retail Risks to Avoid

Posted: November 4, 2025

For most retailers, the holiday season is the busiest and most profitable time of year. With higher customer traffic and increased online sales come greater risks. Both brick-and-mortar stores and e-commerce businesses face unique challenges over the holidays. Help protect your profits, customers, and reputation by taking steps to identify and manage these risks. Theft and Shoplifting Crowded stores, rushed shoppers, and distracted employees create...

ERIE's YourTurn® Program

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